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Banks could gain a lot from SMEs, says expert
“What the banking sector needs to do is to put processes and risk management systems”...
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23, Sarangapani Street, T.Nagar,
Chennai 600 017.

Mobile: +91 9094021791


Mr. A. Anil Kumar: is a Mechanical Engineer and a management graduate from IIM – Ahmedabad having over 25 years of experience in the financial sector market in India. He was formerly the Senior Director at CRISIL ( a subsidiary of Standard & Poor's, USA) where he had a stint of over 17 years. Anil's expertise is in Risk Management, credit risk evaluation, business and financial restructuring of large corporates and SMEs, and strategic business planning. An accomplished trainer , Anil has conducted over 150 training programmes in the financial sector domain both in India and abroad.

Ms. Sujatha Srikumar: is an electronics engineer and a management graduate from IIM-Ahmedabad having 25 years of experience as an Institutional and Project finance expert in infrastructure privatisation and financing, and credit risk evaluation. She was formerly the Director at CRISIL(a subsidiary of Standard & Poor's, USA) and the Chief Operating Officer at IL&FS. Ms Srikumar has extensive experience in area of project development, project risk evaluation, resource raising for projects, structuring of payment security mechanisms, financial engineering for innovative credit enhancement and credit evaluation of infrastructure projects and entities. Ms Srikumar was responsible for introducing and facilitating municipal bond market development in India.

Ms. Shobana Anand: is an alumnus of IIM Ahmedabad with over two decades of experience in banking, credit rating, infrastructure finance, public private partnerships, project development and urban space. Shobana has consulting experience with the State governments, multi lateral agencies, venture funds and corporates. Starting her career in ANZ Grindlays Bank in the corporate banking department, Shobana spent nearly 15 years between ICRA and CRISIL . Shobana was associated with CRISIL as Head of their consulting division for the southern part of the country. She also briefly worked as Head of Corporate Ratings handling a few specific sectors. She also has experience in the outsourcing industry through her engagement with RR Donnelley Outsourced Services as Head of their Research & Analytics practice.

Mr. N. Muthuraman: is Co-founder and Director at RiverBridge Investment Advisors Pvt. Ltd. , a South India based advisory firm that focuses on assisting SMEs in raising private equity and in their strategic M&A transactions. Prior to starting RiverBridge, he was former Director - Ratings at CRISIL Ltd. He has handled credit rating assignments across various sectors and has been a voting member of CRISIL's rating committee. During his 12-year stint in CRISIL, he was responsible for developing criteria for credit rating as well as new products.

With over 18 years of experience in the financial markets, Muthuraman has a keen insight in the areas of analyzing business and financial health of companies, business plan preparation, financial forecasting, credit risk evaluation, financial valuation and capital structuring. Mr. Muthuraman is a Mechanical Engineer from College of Engineering, Guindy and a post-graduate from Indian Institute of Management, Bangalore.

Mr. Rahul Joshi: holds a Master's in Economics from the Delhi School of Economics and has 21 years of work experience of which the last 18 have been in infrastructure, project development and financing. He has been involved in the conceptualization, development and financing of a number infrastructure projects in the telecom, power, roads, airports, ports, water and waste water sectors with IL&FS and Dexia


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